Introduction

1.1 Welcome to Stable Pay, a blockchain-powered digital remittance service operated by FINCRYPT LLP ("Company," "we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of our website, mobile applications, and related services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms, our Privacy Policy, and any additional guidelines or policies applicable to specific features or functionalities of the Services (collectively, the "Agreement").

1.2 If you do not agree with the terms of this Agreement, you must discontinue using the Services immediately. By using the Services, you represent and warrant that you are legally authorized to enter into this Agreement and comply with all relevant laws, including cryptocurrency laws and regulations in India.

Definitions

2.1 "User" or "you" refers to any individual or entity accessing or using the Services.

2.2 "Stablecoin" refers to a type of digital currency designed to minimize price volatility by being pegged to a stable asset, such as a fiat currency.

Eligibility

3.1 To use the Services, you must be at least 18 years old and legally capable of entering into binding agreements. By accessing or using the Services, you confirm that you meet these eligibility requirements.

3.2 The Services are not available to residents of, or entities based in, countries sanctioned by the United Nations or other relevant authorities. By using the Services, you certify that you are not a resident of, or incorporated in, any such country.

Account Registration and Security

4.1 To access certain features of the Services, you may need to create an account with us. You agree to provide accurate, complete, and updated information when creating an account and to keep this information current.

4.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account. Notify us immediately of any unauthorized account use or security breach.

Use of the Services

5.1 You may use the Services only for lawful purposes and in compliance with these Terms.

5.2 You agree not to:

• Engage in any illegal or unauthorized activity, including but not limited to money laundering, terrorist financing, or tax evasion;
• Violate any cryptocurrency laws, regulations, or guidelines in India or any applicable jurisdiction;
• Engage in any fraudulent activity or behavior likely to harm the Company, the Services, or other users;
• Use automated systems, such as bots or scripts, to access the Services;
• Interfere with or disrupt the Services, or attempt unauthorized access to any part of the Services or related networks;