Introduction

1.1 Welcome to Stable Pay, a blockchain-powered digital money transfer service operated by FINCRYPT LLP ("Company," "we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of our website, applications, and services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms, our Privacy Policy, and any additional terms, guidelines, or rules that may apply to specific features or functionality of the Services (collectively, the "Agreement").

1.2 If you do not agree to the Agreement, you must immediately cease using the Services. By using the Services, you represent and warrant that you have the legal capacity to enter into this Agreement and comply with all applicable laws, including any applicable cryptocurrency laws and regulations in India.

Definitions

2.1 "User" or "you" means any individual or entity accessing or using the Services.

2.2 "Stablecoin" refers to a type of digital currency that is pegged to a stable asset, such as a fiat currency or a commodity, to minimize price volatility.

Eligibility

3.1 To use the Services, you must be at least 18 years old and have the legal capacity to enter into binding agreements. By accessing or using the Services, you represent and warrant that you meet these eligibility requirements.

3.2 The Services are not available to residents of, or entities incorporated in, countries sanctioned by the United Nations or other relevant authorities. By accessing or using the Services, you represent and warrant that you are not a resident of, or incorporated in, any such country.

Account Registration and Security

4.1 To use certain features of the Services, you may be required to create an account with us. You must provide accurate and complete information when creating an account and keep this information up-to-date.

4.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or any other breach of security.

Use of the Services

5.1 You may use the Services only for lawful purposes and in accordance with these Terms.

5.2 You agree not to:

• Use the Services for any illegal or unauthorized purpose, including but not limited to money laundering, terrorist financing, or tax evasion;
• Use the Services to violate any laws, regulations, or guidelines related to cryptocurrencies in India or any other applicable jurisdiction;
• Use the Services to engage in any fraudulent activity or conduct that is likely to harm the Company, the Services, or other Users;
• Use any automated system, such as bots or scripts, to access or use the Services;
• Interfere with or disrupt the Services, or attempt to gain unauthorized access to the Services or any systems or networks connected to the Services;